Residential

Synergy Financial Partners is a direct real estate lender specializing in quick, hard money loans in California. We provide real estate investors with a reliable, fast source of funding. Synergy understands underwriting and funding for loan purchase, land, and construction loans for single family residents. Synergy funds 2^nd and 3^rd lien positions. We can provide loan commitments in as fast as 24 hours and can fund in as few as 10 days.

Diverse Residential Lending Options

• Loan amounts from $100,000 up to $10,000,000 (higher with exception)
• SFR Purchase, Refinance, Land, Rehab, and Construction Loans
• No minimum FICO score.  We lend based on real estate value and future value.
• We lend to individuals, foreign nationals, self-employed, W-2 employed and entities

We can fund in as few as 10 days.

Programs and Loans offered for residential homebuyers:

• No Money Down, 100% Financing Program
• 1% Down Conventional Loan with Equity Boost
• 3% Down Conventional Loan
• No Monthly Mortgage Insurance, Bank Statement Loan
• VA Loans
• Loans for Short Sale, Foreclosure and Bankruptcy
• Non Prime Loans for after credit events

Brokers welcome. We happily work with brokers.