Residential Lending
Need Down Payment Assistance?
$0 Down Home Loans
Looking to Fix and Flip Houses?
Special Fix and Flip Credit Line
No Tax Returns, No Bank Statements?
Verification of Employment Only Loans
Buying or Refinancing Investment Property?
Private Money Lending Available
Are you a Foreign National?
Special Lending for Foreign Nationals
Looking for Rental Property Loans?
Asset Based Lending
Residential Lending
Diverse Residential Lending Options
- Loan amounts from $100,000 up to $10,000,000 (higher with exception)
- SFR Purchase, Refinance, Land, Rehab, and Construction Loans
- No minimum FICO score. We lend based on real estate value and future value.
- We lend to individuals, foreign nationals, self-employed, W-2 employed and entities
Our Loan Process
Conversation
You discuss your goals, expectations and circumstances with your loan officer. Then we begin the process of helping you find the most cost effective financing option for you.
Application
Your loan officer will get basic information from you to accurately assess which loan options you qualify for.
Collection
Together we determine which documents you will need to provide us to submit your file to the next step.
Loan Processing
At Synergy we use in-house loan processing to optimize the process.
Appraisal
We will coordinate with all the parties involved in order to ensure the appraisal is completed to meet projected close times.
Conditional Approval
Conditional approval means your initial application is accepted and its time to work out the details of the loan with your loan officer. We work together to prepare for the best possible outcome.
Final Underwriting
The underwriter reviews and verifies all documents pertaining to your loan and prepares your loan for closing.
Closing
After final approval, you are ready to close. The final terms will be drafted up and you will sign all forms with a notary present.
